Travel Insurance

Categories: Travel | Travel Tips | Insurance | Vacation

  • Travel insurance is a special class of insurance intended to cover unexpected medical expenses and financial losses incurred while traveling.

  • What types of Travel Insurance are generally offered?<ref>http://en.wikipedia.org/wiki/Travel_insurance</ref>

  • What are the Most Common Risks Covered by Travel Insurance?<ref>http://en.wikipedia.org/wiki/Travel_insurance</ref>

    • Medical expenses
    • Emergency evacuation/repatriation
    • Overseas funeral expenses
    • Accidental death, injury or disablement benefit
    • Cancellation
    • Curtailment
    • Delayed departure
    • Loss, theft or damage to personal possessions and money (including travel documents)
    • Delayed baggage (and emergency replacement of essential items)
    • Legal assistance
    • Personal liability and rental car damage excess
    • Additional losses are sometimes covered. Varies by insurance carrier

  • Separate Travel Insurance Riders

    • Separate Add-on policies may be purchased in some cases.http://en.wikipedia.org/wiki/Travel_insurance Some examples are:
    • pre-existing medical conditions (e.g. asthma, diabetes)
    • sports with an element of risk (e.g. skiing, scuba-diving)
    • travel to high risk countries (e.g. due to war or natural disasters or acts of terrorism)

  • Travel Insurance Trivia

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