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Missing Money

Missing Money is a term used to describe Unclaimed Property. Unclaimed or abandoned property includes accounts at financial institutions (banks, investment firms) and companies that have have been dormant for one year or a longer period, where there has been no contact with the owner or account activity within the given time period. Types of unclaimed property include contents of safe deposit boxes, savings or checking accounts, stocks, uncashed dividends, uncashed payroll checks, refunds, traveler's checks, trust distributions, unredeemed money orders, unredeemed gift certificates or gift cards (in some states), insurance payments or refunds, life insurance policies, annuities, certificates of deposit, customer overpayments, utility security deposits and mineral royalty payments.http://www.unclaimed.org/what/

Each state in the United States has an unclaimed property statute that protects funds owed to you if the company which holds them has lost contact with you. The companies are required to transfer the funds to a state official who is charged with finding the owner or their heirs. In most states, funds are held until the owner is found. The state will return the funds to the owner at no cost or for a nominal processing fee after filing a claim and verifying identity. In the case of safe deposit boxes, most states hold periodic auctions of the items contained therein and hold the funds obtained from the sale for the owner. Some states handle stocks and bonds in a similar manner.http://www.unclaimed.org/what/

updated 2010-07-17 15:52:03

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MET

• 1868: Metropolitan Life Insurance Company was established

• 1929: MetLife lent money for the construction of the Empire State Building

• 1999: The company was incorporated

• 2001: MetLife entered the retail banking industry

updated 2010-07-17 15:21:06

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Dental Insurance

Dental insurance is a form of insurance which covers a portion of the cost of dental care which is provided by a dentist. Employers and unions may offer dental insurance as an employee benefit which helps alleviate a percentage of the costs associated with dental maintenance and treatments, or dental insurance can be purchased independently.

Dental benefits vary from plan to plan. Some policies are more comprehensive than others, covering basic care as well as major incidents, while others only accommodate usual and customary services.http://www.yourdentistryguide.com/insurance/

Dental insurance may limit or exclude certain procedures which are necessary for dental health. There may be alternate procedures or different treatment options available for any given dental problem, however dental insurance policies limiting treatments or procedures may impose restrictions on which procedures will be covered. Maximum allowances or benefits for dental insurance may be capped. Once the cap is surpassed the additional cost of treatment becomes the patients responsibility. A pre-determination conducted by a dentist through the dental insurance provider establishes the treatment which is covered and the amount of coverage certain treatments are eligible for. A copay per visit may be required with certain dental insurance policies. http://www.dentistry2000.com/dentalinsurance/facts.htm

updated 2010-07-17 03:12:46

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Cheapest Car Insurance

The content in this page is not a substitute for professional financial advice. Please contact your financial adviser before using the information presented here.

updated 2010-07-17 01:11:06

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Healthcare

In the United States, many people purchase health insurance to help them cover the sometimes high cost of healthcare services.

The U.S. is the only industrialized nation without some sort of universal healthcare systemConnecticut Coalition for Universal Health Care: The Case For Single Payer, Universal Health Care For The United States (June 4, 1999) and the proposed implementation of an American universal healthcare system has become one of the platforms of Democratic presidential hopeful Barack Obama's campaign.BarackObama.com: Healthcare

updated 2010-07-17 07:21:49

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United American Insurance

There are currently over 47 million Americans that do not have medical coverage. United American tries to keep their policies affordable so that more people can afford health coverage. They offer policies in a variety of different areas. These plans include health insurance, life insurance, cancer and critical care policies, Medicare supplements, Medicare Part D plans, work site marketing products and group retiree health benefits.They have plans that are available for individuals, families or businesses and organizations.http://www.unitedamerican.com/health.asp

updated 2010-07-18 01:26:38

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Free Insurance Quotes

The content on this page is not a substitute for professional financial advice. Please consult a financial expert before taking any action suggested on this page.

updated 2010-07-17 05:43:19

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Car Insurance

These are some of the most common types of car insurance:

• Liability insurance: This type of insurance is designed to cover the other party in case the policy holder causes an accident. Liability insurance is required by most states.http://www.insurance.com/auto-insurance/auto-insurance-basics/8-things-you-should-know-about-auto-insurance.aspx
• Uninsured motorist insurance: This will cover your medical expenses and/or property damage (depending on the type of uninsured motorist insurance) if the party at fault does not have any insurance.http://www.carinsurance.com/Articles/content27.aspx
• Comprehensive coverage: This will cover damage or loss of your vehicle that results from theft, vandalism or other incidents that do not involve an accident.http://www.carinsurance.com/CoverageDefinitions.aspx
• Collision coverage: This will cover damage to your vehicle in the event of an accident.http://www.carinsurance.com/CoverageDefinitions.aspx
• Personal injury protection coverage: This will cover expenses in the event of injury or death to the carrier of the insurance policy, as well as those in the vehicle with him or her.http://www.carinsurance.com/CoverageDefinitions.aspx

updated 2010-08-03 16:10:50

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Aetna Health Insurance

Aetna health insurance plans are different depending on where you live. Many of the plans have certain exclusions and limitations that you should be aware of before making a purchase. Be sure to read all the information that is provided thoroughly. Some plans are only offered in certain states. You can find out which plans are offered in your state by clicking the "Plans at a Glance" link on the Aetna website. This will bring up an option for you to choose your state. After you make your choice, there will be a list of health policies that are available to you.

updated 2010-07-16 20:54:26

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