Many people simply pay their credit card bills without even looking to see how much interest they are paying or what their current interest rate is. However, there are ways to get the interest rates on your credit cards lowered—sometimes all you need to do is ask your bank or credit card company. Lower interest rates will mean that you'll not only be paying less in interest, but will also be able to pay off your debt sooner. Check out these videos on getting your interest rates lowered or head over to Mahalo's guide on how to lower your credit card rates for more information.

1. Be aware of what your interest rates are and how much you are paying in interest each month
2. Do some research to find out how your interest rates match up to average rates
3. Find out your credit score—if it's over 750, you should not have to pay more than 10% interest on your credit cards
4. If you're a good customer, your credit card provider may offer you a better interest rate if you simply ask and can demonstrate that you can get a better rate by taking your business elsewhere
5. Many credit cards offer low introductory interest rates

The content in this page is not a substitute for professional financial advice. Please contact your financial adviser before using the information presented here.

Many people simply pay their credit card bills without even looking to see how much interest they are paying or what their current interest rate is. However, there are ways to get the interest rates on your credit cards lowered—sometimes all you need to do is ask your bank or credit card company. Lower interest rates will mean that you'll not only be paying less in interest, but will also be able to pay off your debt sooner. Check out these videos on getting your interest rates lowered or head over to Mahalo's guide on how to lower your credit card rates for more information.

1. Be aware of what your interest rates are and how much you are paying in interest each month

2. Do some research to find out how your interest rates match up to average rates

3. Find out your credit score—if it's over 750, you should not have to pay more than 10% interest on your credit cards

4. If you're a good customer, your credit card provider may offer you a better interest rate if you simply ask and can demonstrate that you can get a better rate by taking your business elsewhere

5. Many credit cards offer low introductory interest rates

• YouTube: How to Lower Your Credit Card Rates Videos

• Truveo: How to Lower Your Credit Card Rates Videos

• Expert Village: How to Lower Your Credit Card Rates Videos

• Google Video: How to Lower Your Credit Card Rates Videos

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