How To Get A Loan

This page features tips and suggestions to help you get a variety of types of loans. Whether you're looking for an unsecured loan, asset backed loan, car loan, home equity loan or business loan, the resources on this page will help get you on your way.

The only place for Americans to get a free credit report is AnnualCreditReport.com. It is important to know your score as it will help to determine your interest rate as well as the terms of your loan.

• Note: Beware of online lenders you've never heard of who don't provide details about who they are and where they are located. If you are told you have to pay hundreds or thousands of dollars in up front fees, it could be a scam. If a legitimate lender charges you fees, they can be taken out of or added to the loan amount.

• Wells Fargo
• CitiGroup
• Bank of America
• JP Morgan Chase
• HSBC
• State Street
• Private Lenders

When you are thinking about taking on new debt, the first thing to consider is how much money you need. It always makes sense to ask for more than you actually need as lenders will sometimes offer you at least 10% less than the amount you were asking for.