If poor credit choices, credit mistakes, bankruptcy, unfortunate circumstances or any combination thereof have left you with a low credit score and rating, you're likely finding it difficult to get a loan. Although major banks may be hesitant to approve your loan application, there are several loan providers that specialize in providing loans to those with less than perfect credit. By using a co-signer or proving that you are taking steps to become more responsible with your money and improve your credit rating, you may still be able to get the loan you need. For information on how to get a loan with bad credit, explore the video tutorials listed here, or check out Mahalo's guide on the subject.

1. Understand your credit score and learn what you can do to improve it
2. If you have bad credit, the loans you will be eligible for will likely come with high interest rates
3. Asking someone with good credit to act as a co-signer on your loan application may increase the chances that it will be approved
4. If you can demonstrate that you have taken recent steps to use credit more responsibly, loan providers may look more favorably on your loan application
5. If you have a low credit rating, consider applying for a unsecured personal loan
6. Never borrow more money than you need
7. If your credit is exceptionally poor, your only credit option may be a restricted credit card
8. Be sure you can afford your loan payments and all the interest charges before agreeing to take out a loan

The content in this page is not a substitute for professional financial advice. Please contact your financial adviser before using the information presented here.