This Mahalo page will show you how to get a Gordman's credit card. On this page you will find information on Gordman's department store and on the credit card they offer to consumers. You will earn about the Gordman's credit card benefits and the terms and conditions you will have to agree upon.

In 1936, Dan Gordman quite his job at Bloomingdale's in New York to venture out on his own. In Omaha he met Russian immigrant Sam Richman, who also was his father in-law, and decided to partner up with him. Soon after Richman Gordman department store was born. The retail store sold its merchandise for discounted prices and was so successful that soon more Richman Gordman stores were launched. Branches appeared all over Nebraska, in Iowa and Kansas. In 1996 Dan Gordman's grandchild ,Jeff Gordman became the CEO of the company. He revamped the stores to the Gordmans as we know it today. There currently are 66 stores in 16 states. They all have an easy to shop layout and a large inventory of discounted brand name fashions. Besides women's and men's apparel the store also sells home furniture, bath & bath products, candles, kitchenware, wall decor and frames.http://www.gordmans.com/AboutUs/CompanyHistory/Index.htm

Gordmans offers one store credit card which much like most store credit cards, comes with numerous benefits. Because of these tempting benefits people tend to forget that store credit cards usually have high interest rates. They also forget that applying for a store credit card shows up as an inquiry on your credit report. Credit card benefits are not the only reason why people apply for store credit cards. Some people sign up because they want to build their credit and it's usually easier to get approved for a store credit card than for a 'real' credit card.

Hopefully the step by step instructions will answer some of your questions regarding the Gordman's credit card.

The first step towards getting a Gordman's credit card is filling out the actual credit card application. This can be done:

• ■ in the physical store with the assistance of a sales clerk
• ■ right from home on the Internet.
• ■ by mailing in your application to: World Financial Network National Bank,

PO Box 182273, Columbus, Ohio 43218-2273.https://onlineaccess.mycreditcard.cc/gordmans?Action=FAQ.jsp#tcc

If you are between 18 - 21 years old your application has to be 'in writing'. (The online application is also considered to be 'in writing'). On the application you will see that various personal, financial and professional information is asked from you. You will be asked to fill out:

• ■ your name, address and phone number
• ■ your social security number
• ■ date of birth
• ■ yearly household income
• ■ email address
• ■ additional card information (optional)

If you have questions, before, during or after filling out the application, you can always contact customer service at 1-866-322-1316. Upon submitting the application you might be asked for additional identifying documents like for instance a driver's license. Your application can either be instantly approved or declined. If you are approved your card will be mailed to you within 2 weeks. If you've been declined, you will receive a letter stating the reasoning behind this.

Before you can actually submit the application you have to agree to the terms and conditions set by the card issuing bank, in this case it's World Financial Network National Bank (WFNNB). If you don't agree to their terms and conditions, your application will not be processes. The bank basically wants to make sure that you are aware of what you are getting yourself into. They don't want you to be unpleasantly surprised with unexpected fees and charges. Following is a summary of the key terms of the Gordman's store credit card:

1. Annual Percentage Rate (APR): 24.99%.
2. Annual Fee: $0.
3. Minimum Finance Charge: $1.
4. Paper statements: $1 (per monthly statement).
5. Late payment fee: $25
6. Returned payment fee: $20.

If you pay your entire card balance before the due date, you will not be charged any interest. The due date for the Gordmans credit card is 25 days after the close of each billing cycle.https://onlineaccess.mycreditcard.cc/gordmans?Action=ApplyOnline.jsp

Besides the key terms for the Gordman's credit card, the credit card agreement also contains various other information such as:

• ■ definitions.
• ■ why you should sign your card.
• ■ methods of payment.
• ■ what to do if your card is lost or stolen.
• ■ how to cancel your account.
• ■ statements and billing periods.https://onlineaccess.mycreditcard.cc/gordmans?Action=FAQ.jsp#tcc

CREDIT CARD BENEFITS: Much like most store credit cards, the Gordman's credit card come with many benefits. Benefits often include reward point that can be earned by shopping at the card issuing store. Following is a summary of these benefits.

• ■ Upon approval of your application you get a 10 percent discount on your first purchase.
• ■ For every $200 you charge to your Gordman's credit card you get a A $10 reward .
• ■ Your monthly billing statements will come with special coupons and discounts.
• ■ You can pay your credit card bill online or in the store
• ■ On your birthday you get 10 percent off your entire purchase.
• ■ You will be notified ahead of time about special events and promotions.
• ■ There is no membership fee and no annual credit card fee.
• ■ Additional cardholder benefits may apply.http://www.gordmans.com/GordmansCreditCard/ApplyNow/Index.htm

GIFT CARDS: Besides a credit card, Gordman's also offers gift cards. The gift cards can be purchased in the Gordman store and on Gordmans.com. There are four different cards available. One with ribbons, one for birthdays, one with white roses and one with red roses. The cards make for a great gift. Gordman's gift cards come in denominations from $5 to $250. Gift card holders can check their card balance online.https://incentive.giftcertificates.com/gordmans/