How to Get a Delta Reserve American Express Credit Card

Do you value classic Amex service as well as flying for less on Delta Airlines? If so, the Delta Reserve American Express Credit Card may be for you. This page shows you how to get a Delta Reserve American Express Credit Card.

Disclaimer

The content of this page is intended for general informational purposes only and is not a substitute for professional financial advice.

Introduction

With the Delta Reserve American Express Credit Card, you receive Medallion Qualification Miles (MGMs) on all of your purchases.https://www124.americanexpress.com/cards/loyalty.do?page=deltareserve As a cardholder, you can relax in the Crown Room Club when you travel, as well as gift your MGMs to loved ones if you prefer.

Step 1: Determine if You Qualify

The Delta Reserve card is not a premium card when it comes to qualifying requirements, though it is pitched as one with its travel rewards and concierge service.https://www124.americanexpress.com/cards/loyalty.do?page=deltareserve If you have good credit and a standard level of income, it's likely that you'll be approved. However, if your credit score has taken a recent drop due to other new inquiries on your credit report, late payments on any credit file, the opening of other new credit accounts or even a divorce or bankruptcy, it could be best to wait at least 90 days in order to improve your credit score before applying.

Step 2: Apply for Card

American Express has a very large advertising budget because they really want to persuade you to apply for their products, so the actual application process is intended to be as simple as possible. You can apply for any American Express card online at AmericanExpress.com or by phone at 1-800-223-2670. If this is going to be your first Amex credit card, choosing this one is a good choice because they do not categorize it as a premium card like a Gold or Platinum card.

Step 3: Receive Card

Once you've completed your application, all you need to do is wait! American Express may tell you that it will take a few weeks to process your application and get your card mailed out to you, but in practice they usually get back to you in a fairly short period of time. After all, they want the card in your hand as quickly as possible! Once your card has arrived in the mail, all you'll need to do is follow the included instructions. After calling the phone number to activate the card and signing the back of it, you're ready to shop and earn Medallion Qualification Miles.

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