Health Insurance

  • Health insurance helps cover the cost of medical bills for Americans who require medical care. Most health insurance plans cover a percentage of medical costs and require the user to pay the remaining percentage, although certain people qualify for government health insurance such as Medicare or Medicaid.

    An increasing number of people are being forced to buy their own health insurance due to job losses and the cost of individual coverage in increasing rapidly. Sales of individual policies have increased 24 percent in just the last two months, but the 17 million Americans who are paying for their own health care don't have the leverage to negotiate like large companies do and are having to pay more money.USA Today: Costs for individual health plans soar (February 19, 2009)

  • Universal Health Care

    The policy of universal health care would allow all Americans to have access to quality healthcare regardless of their income or background. Several members of the Democratic Party, including presidential hopeful Barack Obama have proposed plans for universal health careBarackObama.com: Health Care and polls show that it is a major concern among U.S. citizens.Reuters: Health care top domestic concern: poll (March 2, 2007)

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