Free Annual Credit Report

    • The Fair Credit Reporting Act - FCRA - requires that the national consumer reporting agencies must supply to you a free credit report upon your request once each year. http://www.ftc.gov/bcp/edu/pubs/consumer...
    • The 3 major consumer reporting agencies are TransUnion, Experian, Equifax
    • You are eligible for a free credit report every 12 months
    • Your credit report has financial information that will affect whether you can get loan financing or not
    • Your employer can only get a copy of your credit report if you give permission
  • Free Annual Credit Report

    This page provides links, information and resources on where and how you can get your free annual credit report. Checking your credit report and knowing your credit score is important and should be done at least once each year.
  • Why Get Your CreditReport

    It is important to maintain a good credit rating and credit score. Since the information in your credit report is used to evaluate your applications for credit, it is good to check it at least once per year. A higher credit score often means a lower interest rate to be paid, which saves you money.
  • Free Credit Reports

    You are allowed a free credit report each year because the Fair Credit Reporting Act (FCRA), requires that the three national reporting agencies, Experian, Equifax and TransUnion, to provide to you upon your request a free credit report once every 12 months.http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre34.shtm

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