Experian is worldwide credit reporting agency, offering business and consumer credit information. Experian was established by GUS plc, as CCN Systems through a mergier of TRW Information Systems & Services and the CCN Group, in 1996.http://www.experianplc.com/about-experian/history.aspx CCN was established in the UK by GUS, and was the leading European information services company at the time of the merger. CCN had also recently expanded internationally. Before the mergre, TRW had been operating as the largest credit bureau in the United States. The merger of the two companies allowed for work in major markets around the world. http://www.experianplc.com/about-experian/history.aspx Experian continued to grow through a series of major acquisitions.
In 2002, Experian acquired ConsumerInfo.com, establishing Experian’s direct to consumer credit reporting service. The company expanded into analytics with the acquisition of Scorex in 2003. The next year, Experian purchased QAS and CheetahMail, strengthening the company’s digital presence. http://www.experianplc.com/about-experian/history.aspx</ref>
On October 11, 2006, GUS decided that Experian could stand alone, and the company was spun off to become an independent company. Presently, Experian has operations in more than 65 countries, and has approximately 15,000 employees. http://www.experianplc.com/about-experian/history.aspx</ref>
Key Dates
- 1901: TRW Information Systems incorporated as the Thompson Products Co. http://www.fundinguniverse.com/company-histories/Experian-Information-Solutions-Inc-Company-History.html
- 1960’s: Thompson Products co. becomes TRW http://www.fundinguniverse.com/company-histories/Experian-Information-Solutions-Inc-Company-History.html
- 1996: TRW Information Systems & Services and the CCN Group merge to form CCN Systems
- 1996: CCN changed its name to Experian
- 1998: Debuted a publisher co-op database, called CircBase http://www.fundinguniverse.com/company-histories/Experian-Information-Solutions-Inc-Company-History.html
- 2003: Purchased Scorex
- 2004: Acquired QAS and CheetahMail
- 2006: Experian was demerged from GUS on October 11
Experian Services
Experian offers credit reporting and analysis services for consumers and businesses, collecting and maintaining an extensive database of consumer and business credit information from worldwide markets. The company’s largest operation is Experian North America, headquartered in Costa Mesa, California.http://www.experian.com/corporate/experian-locations.html Experian North America is a consumer credit reporting agency providing borrowers and lenders with individuals consumer credit information, alongside its competitors Equifax and TransUnion. In addition to its credit reporting services, Experian also offers credit analysis and identity fraud protection services.http://www.experian.com/credit-education/fraud-prevention.html
Credit Expert Commercial
This video features a commercial for Experian's Credit Expert financial services company. The company provides consumers with the means of establishing, maintaining, and repairing their credit.This commercial aired in the UK as part of Experian's European market. The host explains how consumers can retrieve information about their credit, and how they can benefit from the service.