• A documentation of your credit history
    • Paying all of your financial obligations on time is critical to maintain a high score on your credit report
    • You can dispute errors on your credit report to get the errors removed
    • A good to high score on your credit report is necessary to make sure you can borrow money at lower interest rates
    • It is prudent to check your credit report at least once per year
  • Credit Reports

    This page provides links, information and resources on credit reports. Your consumer credit report and credit history is an important document as it is the information that lenders and creditors see as they decide if they will lend credit to you or not and at what interest rate they will charge.
  • Why is it Important to Keep a Good Credit Report and Score?

    One of the primary factors that potential lenders use to evaluate an individual's creditworthiness and payment paying ability is that individual's credit report and credit score. Establishing and maintaining a 'good' or 'better than good' credit score is critical in receiving lower interest rates on future leases, loans and credit.
  • Background

    Consumer credit reporting agencies organize information about an individual's credit history and provide this information in the form of a credit report. These reports include information on all of the consumer's experiences with credit, collection agencies, timeliness of monthly payments, leases and all monetary related records.

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