• Most often CDs come with a fixed interest rate for a predetermined time period.
    • Generally a longer CD term, brings a higher CD interest rate.
    • A certificate of deposit is a financial product that earns interest and is usually offered by banks or credit unions.
    • Getting the best CD rate, means shopping around the various financial institutions.
    • Not all CDs are the same, understand the terms and conditions before you buy a certificate of deposit.

  • CD Rates

    This page provide links, information and resources on finding the best CD rates at banks and financial institutions. Finding the best rates for a certificate of deposit or CD is not always easy to find. These resources will help you to understand CD's and find the best rates currently available.

  • Background

    Many people who have extra savings and monies that they will not need to use for a while will often purchase CD's at various maturities in order to maximize their liquidity and maintain the highest interest rates. However, all CDs are not the same and it is important for you to ask many questions before you buy, so that you will understand how everything works.

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