Choosing the best investments for a particular investor can prove to be challenging. There are many factors to consider when deciding what securities and investor should and shouldn't own. Factors include age, employment status, retirement goals, income requirements and more. There are a variety of products available to suit different people in different situations. Stocks, bonds and mutual funds are joined by many alternatives including options, hedge funds, private real estate investing and more.http://www.investopedia.com/articles/retirement/08/investments-for-baby-boomers.asp

The definition of the "best" investment is something that is likely to be different for everyone. The potential risks and rewards of different investment vehicles are designed to meet a variety of investment goals. Some financial advisers recommend buying a balanced portfolio of stocks, while others recommend bonds, real estate, or a combination of several types of assets and securities.http://money.cnn.com/magazines/moneymag/money101/lesson5/index5.htmhttp://www.investopedia.com/university/bonds/ Many investment experts feel that an investor's portfolio should also change its capital allocation structure based on the current age of the investor as well as their planned retirement age. In general, many advice lowering the risk of a portfolio as retirement gets closer by exchanging stocks in favor of bonds and other less volatile securities.http://www.fool.com/retirement/retirement02.htm

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