When you are looking for auto insurance it is best to get several auto insurance quotes. Getting quotes from several auto insurance companies allows you to compare the different coverage so that you can get the best coverage for your dollar. Not everyone needs the same insurance coverage, and not all insurance companies offer the same kinds of policies. Know the facts before you sign.

Shop around. Get several auto insurance quotes from different companies. When asking for a quote, find out what is covered, what the deductible is, and what extras are included. Some add car rental or roadside assistance, for example, and by finding out up front for each company you can compare apples to apples, so to speak.

Don't forget to include any extras your vehicle has when asking for the quote. If you have additional safety features, include that information. If you have been accident free for 10 years, or recently took a defensive driving course, tell them. These kinds of things can qualify for discounts, and reduce your auto insurance cost.

Some companies take credit history into account. Find out which companies giving you quotes do this. If your credit score is low and you have to take more expensive coverage, work on cleaning up your credit and then ask for a reduction or shop for new insurance quotes at that time.