Will Best Buy check my credit if I want to buy a computer?
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M$2 Answers
If you have a good credit history and stable employment, you should be approved for the card. If you are approved, your credit limit will depend on a variety of factors including your credit score and your income.
Even if you are approved for a large amount, stick to a budget. Know how much you are able to afford and be able to make at the very least the minimum monthly payment. Also, do research on each computer brand and know what you are looking for before going to the store. This will make you confident in your purchase and will help you not break the bank.
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M$
My advice to you would be to save money and buy with cash. If you choose to buy a computer with credit you will more than likely be paying more for that same computer than you would be cash. The reasons you will be paying for more is that you will likely be charge either interest and or finance charges. There is another hidden negative as well with buying a computer on credit and that would having your credit check causes a mark on your credit, which if done multiple times will lower your credit score.
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M$
