Why do you have to "put your two cents in"?
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M$4 Answers
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M$Put my two cents in originates from the older "put my two bits in" and has its origin in the game of poker. When playing poker you have to make a small bet before the cards are dealt called an "ante" to begin play in that hand. This phrase draws an analogy to the poker ante (two bits) and gains your entry into the conversation. There - I put my two cents in!
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M$The phrase "putting in my two pennies worth" comes from a British saying "putting in my tuppence worth" and it means that one's opinion is offered in a deprecating way, to offset the possibility of offending the other party. In other words, a very small offering, if you will, please.
It has nothing to do with "a penny for your thoughts."
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M$