1 year, 4 months ago
via credit-qna.com
Who do I call if I know that my credit card number has been stolen?
Do I call the credit card company if I believe that my card number has been stolen? I still have my card but there are some charges on there that I didn't make, so will that make a difference? How can I prove that I didn't make those purchases?
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M$1 Answer
Yes, call your credit card company immediately. Your card doesn't necessarily need to be lost in order for your information to be taken, so it's definitely best to phone them right away and talk to them about the charges.
Fortunately for you, the burden isn't on you to prove beyond a shadow of a doubt that you didn't make the purchases. Instead, it's the merchant's responsibility to prove that you made them. If they can't, the charges will most likely be removed. However, any supporting evidence you have can only help your case.
I have charged back some *major* purchases in the past (and I don't just mean a few thousand dollars), so I know exactly what I'm talking about. Phone them right away to make sure you don't get stuck paying for credit card fraud.
Fortunately for you, the burden isn't on you to prove beyond a shadow of a doubt that you didn't make the purchases. Instead, it's the merchant's responsibility to prove that you made them. If they can't, the charges will most likely be removed. However, any supporting evidence you have can only help your case.
I have charged back some *major* purchases in the past (and I don't just mean a few thousand dollars), so I know exactly what I'm talking about. Phone them right away to make sure you don't get stuck paying for credit card fraud.
You can leave an optional "tip" with Mahalo's virtual currency, Mahalo Dollars. If you are asking a difficult question that might require some research, or if you'd like a wide variety of feedback, a higher tip often leads to more answers to your question.
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