1 year, 7 months ago
via ask.inc.com
Where can I find sample budgets?
I have been looking for sample budgets to base my own finances on. I have tried a few that didn't work for my particular situation, and am looking for one that will provide some helpful guidelines for my household. I would like them to include a modest savings plan, and basic necessities.
images:
Separate topics with commas, or by pressing return. Use the delete or backspace key to edit or remove existing topics.
You can leave an optional "tip" with Mahalo's virtual currency, Mahalo Dollars. If you are asking a difficult question that might require some research, or if you'd like a wide variety of feedback, a higher tip often leads to more answers to your question.
M$1 Answer
An example on the website themint.org shows a basic break down of a monthly budget:
Add total income from all sources.
-Total Income: take home income after expenses have been removed such as taxes, union fees, and health insurance, interest income.
Add total expenses: fixed and variable.
-Total Fixed Expenses: household expenses that are monthly necessities such as utilities, mortgage/rent, telephone, loans, transportation, and money saved in a bank account.
-Variable Expenses: household expenses that can change such as clothing, personal care products, food, household supplies (cleaning products), medicine/health supplies, and entertainment.
The totals for income and all expenses should be equal.
Add total income from all sources.
-Total Income: take home income after expenses have been removed such as taxes, union fees, and health insurance, interest income.
Add total expenses: fixed and variable.
-Total Fixed Expenses: household expenses that are monthly necessities such as utilities, mortgage/rent, telephone, loans, transportation, and money saved in a bank account.
-Variable Expenses: household expenses that can change such as clothing, personal care products, food, household supplies (cleaning products), medicine/health supplies, and entertainment.
The totals for income and all expenses should be equal.
images:
You can leave an optional "tip" with Mahalo's virtual currency, Mahalo Dollars. If you are asking a difficult question that might require some research, or if you'd like a wide variety of feedback, a higher tip often leads to more answers to your question.
M$Report Abuse
