Where can I find out my credit score for free?
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M$5 Answers
You're absolutely right. Most sites offering free credit reports simply pull them from sources you can actually get them from directly (for free), and then charge you to 'monitor' them. Freecreditreport.com is the most well-known site in this category.
The three major credit bureaus are:
- Experian
- Equifax
- TransUnion
These companies are where all the scam sites get their info from. You can get your credit report from any of those sites once a year for free, so it's recommended that to have maximum 'watch' over your credit score, to rotate them, getting your score from each of them four months apart (1/3 of a year). I'll link to all three in my source section.
www.annualcreditreport.com is a (the only?) non-scam site that will give you all three credit reports at the same time, if you want to know what all three bureaus 'think of you' right this moment.
In the order of mention in the answer:
http://www.ripoffreport.com/reports/0/196/RipOff0196304.htm
http://www.experian.com/
http://www.equifax.com/home/
http://www.transunion.com/
https://www.annualcreditreport.com/cra/index.jsp
You can leave an optional "tip" with Mahalo's virtual currency, Mahalo Dollars. If you are asking a difficult question that might require some research, or if you'd like a wide variety of feedback, a higher tip often leads to more answers to your question.
M$
www.annualcreditreport.com
You can leave an optional "tip" with Mahalo's virtual currency, Mahalo Dollars. If you are asking a difficult question that might require some research, or if you'd like a wide variety of feedback, a higher tip often leads to more answers to your question.
M$
Tricia Chaves
http://triciachaves.blogspot.com
You can leave an optional "tip" with Mahalo's virtual currency, Mahalo Dollars. If you are asking a difficult question that might require some research, or if you'd like a wide variety of feedback, a higher tip often leads to more answers to your question.
M$You can leave an optional "tip" with Mahalo's virtual currency, Mahalo Dollars. If you are asking a difficult question that might require some research, or if you'd like a wide variety of feedback, a higher tip often leads to more answers to your question.
M$
You can leave an optional "tip" with Mahalo's virtual currency, Mahalo Dollars. If you are asking a difficult question that might require some research, or if you'd like a wide variety of feedback, a higher tip often leads to more answers to your question.
M$
This is EXACTLY the kind of site the asker should be AVOIDING.
http://www.ripoffreport.com/reports/0/196/RipOff0196304.htm
AnnualCreditReport.com is a site that was born out of a government law mandating that consumers be given free access to their credit histories. The law stipulated that consumers be given a free report once a year. This is the only site with no strings attached.
Other "free credit report" sites will have strings attached (like a free report after you sign up for a year of credit monitoring).
While the "big three" does participate in the free annual credit report program, none of them will give you your credit score for free. It's an addition 5-7 bucks to get it, and a worthwhile purchase. I have never found a site that will give your score to you for free, there's always a catch.