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3 years, 5 months ago

What is the most amount of time you have spent on the phone for a bank fee less than $20?

Banking, fees, money, waste, time, effort, IVR, phone hell, incompetence.
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nowwhatnapster | 3 years, 5 months ago
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I have disputed overdrawn accounts in a matter of minutes. Id say about 10 minutes tops. Depending on how much you earn per hour that can be totally worth it.

If your making like 30+ an hour AND you have already called once or twice before regarding the same issue I would say forget it.

Usually banks will give you the money back if you make it sound like you had no idea you were getting charged for that.

After the first time they aren't so easy going.

I make 15/hr so a 20 dollar fee I am willing to dispute. No doubt in my mind. Just as I am trying to earn your money by giving you everything I know. :-) Cheers.

If your real good a lying through your teeth. You can always escalate the issue to higher management. Usually works better when your talking to tech support overseas. No one likes having their boss take a call. That is more of an ethical thing you should consider before trying it. My old boss used to do it all the time.

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ckinniburgh | 3 years, 5 months ago
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Two minutes. I always give up. This is one of those things I really need to get better at. I just can't take those phone calls.

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justinleung | 3 years, 5 months ago
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No more than 5 minutes, the perks of having a Platinum Priority Checking Account with BofA. We have access to a 24 hour toll free line to our personal banker.

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joshwillis | 3 years, 5 months ago
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None. Can't imagine spending any time on a fee of $20 or less.

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