Having put two kids though school at the cost of about $200,000, I fully understand. So I have this advice.

First and foremost. A Bachelor's degree these days just isn't what it used to be. You really need a Master's. What this means is that you need to plan your college education so as to get through the Bachelor's process as soon and as cheaply as possible.

Second. So think two years of community college, summer school and a year and a half of regular college. One caveat. You MUST make sure that your credits from community college will transfer. DON'T take anyone's word for it, especially not an instructor's word. Write a letter to the registrar of the regular four year college and ask about the credits. Hopefully the registrar will write back. Then you will have it in writing. Even then, be prepared to retake a class or two. The credit transfer process is the most dishonest part of the American college process.
The most important thing. DON'T be suckered in to taking a fifth year of undergraduate work unless you absolutely have to. Some teacher programs require five years, so you are stuck with it.

Third. Since your Master's will be much more important than your Bachelor's, go to the cheapest place to get your Bachelor's and then get really good grades at that place. Good grades are what will get you in to a good Master's program. Oklahoma is one of the cheapest states where you can go to school.

Fourth. Work. Make sure that you work while going to school. Almost every college has some kind of work study program which will pay some of your education. And working while in college is good experience for later. You will already be in the habit of getting up and going to work.

Fifth. Grants. Good luck with that. Some colleges are very good about giving grants, but the cheapest are not. So you can get a good grant and still end up owing more than the person who went to an inexpensive school. It is a lot easier to get a grant, if you have at least a 3.0 GPA in high school. I hear Harvard has a good grant program though.

Sixth. If you are like most of us, you will end up taking out a loan. Get a loan through the FAFSA process. Those loans have a much lower interest rate, they offer much longer payment schedules, and you don't have to start paying until six months after you leave school. And make your payments. At that rate of interest and that length of term, it is insane not to pay your student loans and miss out on the good credit rating that you will get.

Summation. So full time community college at an inexpensive place, in an inexpensive state, for the first two years and summer school if you can get classes with credits that will transfer. Get good grades. Meanwhile you are working and earning some of the money that you will need. While you are in summer school, search for grant money.
Transfer to an inexpensive four year college and graduate in a year and a half. That will save at least a semester of expenses for the really important Master's program.
Take out loans through the FAFSA program and, once you are out of school, pay back those loans.
After reading this, some of you will be dismayed and say, "What about the fun part? What about the parties? What you have said sounds like the only way to go to college these days, and not end up owing my soul for it, is to give up my childhood and start acting like an adult."
Yes.