When everybody is running out, you need to move in. So, this is the right time to get in stock market and real estate. But you have to choose the right stocks and the right place for real estate.
Some companies will benefit from Obama stimulus. Countries like Malaysia, Thailand and India, will be the least affected by this global credit crisis.

Simply because prices are low does not mean that it's a bad time to invest. In fact one of the causes of financial bubbles and housing market crashes is that a lot of people think when prices are high, that's a reason to buy, and when prices are low, it's a time to sell. But buying high and selling low is obviously a way to lose money, not make it.

Essentially, it is a better time to be buying now than it was in 2006. If you'd bought in 2006, you'd have lost a pile of money through 2007-8. Even if there's further to go down, it's not as far down as it was from the levels in 2006.

However, if you think prices are going to fall still further then you probably want to stay out of the market for now.

If you are able to analyse companies, you may be able to pick out companies that will come out of the recession even stronger, and new companies that are set to take off. The fact that some of their competitors have disappeared can help. This has certainly happened in past recessions.

If you are a very sophisticated investor with lots of money, you can back your judgement of what companies or industries will do well, and hedge some of the risk with options. (e.g. If you think the auto industry will do badly, but Toyota will at outperform the sector, you buy options on Toyota and short-sell on other auto companies. The whole sector can go down, but as long as Toyota doesn't go down as much as the others, you still come out ahead.) I'm guessing from your question this kind of thing is not going to be relevant to you though.

If you believe things are going to get a lot worse, and stay bad for a long time, you could look at buying gold, which normally goes up in uncertain times.

However, whatever you buy, at the end of the day you are placing a bet on your view of the future. If that view turns out to be correct, you will do well, if not, you will either do badly, or at least miss out on opportunities.

When i do an invest, then:

1. had the money to work!
2. capital grows
3. i need security (not loosing money)
4. i want that once a time i can life from the interest
5. Buying ONE DOLLAR for 50cent

Is it possible to buy one dollar for 50 cent?

Yes it is ! How?

OK other once write a hole book and i write down here only some lines....

1.) + 2.) + 4.) + 5.)
Search an Company (Shares) which worth (1) is for example 1,000,000,000 Dollar, the company strew 1,000,000,000 Shares you say ok for the 'imagine' things and the sales I will pay one Dollar. So you buy one dollar for one dollar.

But when the price of this share is 0,50 Cent and you buy it, you won within a second 100 %. Clear?!

So and now go out and search one company and wait some time when you found an company for 100:50.

2.) + 3.)
Have a look to the companies past 10 year, was the company growing min. 15% a year and fails not one year. NOT ONE.

Was the growing in a scale 30 % +/- 15%. It had to!!!

What is the company selling, best is things what other not have or only some. Think about patent.

But the very best is, "Spend your money and enjoy your life"

OK, if you have loans, then finish them at first. Because when the paper money is nothing worth you will be unable to pay your loans and your house own your bank. The Amero stands in front of america´s doors.

What else. Buying Gold is too an goog idea. In the past 50 Year it was growing 50,000 %.
Shares only grow 10,000 % in the same time.

The best option depends on the period where you want to invest.

Period 10 Year: Shares, Gold, Silver and so on
Period 20 Year: Shares, Gold, Silver, House
Period 30 Year: Shares, Gold, Silver, Land, Make Children with your wife or man
Period 40 Year: Shares, Gold, Silver, Land, Make Children with your wife or man
Period 50 Year: Shares, Gold, Silver, Land, Make Children with your wife or man

(1) only real things like machines, land, buildings and so on, also nothing of imagine

OK if your capital is big enough look for patent owner who want to sell it. When you get an patent of an simple thing but an so brilliant thing the produce it in china export it to the whole world an grow rich.

Ok only if your capital is big, if not search an patent, find some investors and do and share this al together.

A good long term investment would be SPY. Its an exchange traded fund that tracks the S&P; 500.

That question is not possible to answer exactly without knowing more about your financial and job security. Even then it has no factual answer. You can ask six different investment advisors and you will get twelve different opinions.

That said, historically the stock market turns six to nine months before the economy. It is at a very important nexus right now. If it breaks the November lows decisively, it will continue on down. By decisive break, I do not mean one index brekes it by a few points, I mean most or all of the indexes break their November lows on a closing basis for more than a single day. A weekly close below those levels would be an even more decisive signal.

The only thing that is predictable right now is that massive inflation will arrise some time in the next 24 months. All government economic interventions have a 18 to 24 month lead time. Historically, inflation is bad for the stock market.

For right now. Keep your money in the matress at least until we see if they bounce from or penetrate the November lows.

The talking heads don't seem to realize that cash is an asset too.
(Although a very poor asset during times of high inflation)

Residential housing. Without question, the best overall investment for the majority of Americans has been their homes. Residential housing has kept pace with inflation; in addition, it has appreciated on the average approximately 4 percent annually. A simple investment plan to follow is to make the ownership of your home your first investment priority.

Rental properties. It is often said that the thing you know best you do best. The majority of Americans know how to evaluate rental properties, particularly residential housing. Therefore, they are a logical investment. However, rental properties are not for everybody. Unless you have a strong personality and are willing to evict some nonpaying tenants from time to time, you need to avoid becoming a landlord. However, one of the attractive aspects of rental property is that the initial investment is not excessively large in many areas. In addition, once the property is rented the tenants pay off the mortgage for you.

Mutual funds. The whole concept of mutual funds is designed to attract the average investor. The pooling of a large number of small investors’ monies to buy a broad diversity of stocks and other securities is a simple way of spreading the risks. Mutual funds are good investments because (1) most allow small incremental investments, (2) they provide professional investment management, and (3) they allow great flexibility through the shifting of funds between a variety of investment assets.

http://www.propertyfaster.co.uk

See what they tell the big boys. This will be of interest to anyone who soon may be managing there own 401K, Ira, or any kind of self directed retirement account. This presentation by Mark Mobius is special; you might want to give it a listen.

"World Outlook 2010," http://www.craigsip.com/research-public/mark-mobius-presents.html

This Web presentation was given to a group of very wealthy investors in New Zealand. I guess the 500 attendees have about Fifty million dollars ($50,000,000.00 to $75,000.000.00) in closed end funds that Mobius manages (Temit or EMF). There is something in here for you for sure. This is a presentation and explanation of what is happening in the world today, not an interview. The PowerPoint slides are on the web site for your inspection.

Be warned, the show is about one-hour long. You can skip the intro and the questions and concentrate on the cheese. It is conveniently divided into eight chapters, including themes such as global and emerging-market situations, consumers and commodities.

The only sure bet, at this point, is real estate. It is a buyer's market. Prices are mostly bottomed out. Those prices will go back up. If you're a serious investor with money to spend then there's no reason not to invest in real estate. Your dollar will go very far there, and in a few years will have a very strong return when the market recovers.