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3 years, 4 months ago

TIPS or I-Bonds and why?

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tkdmom | 3 years, 4 months ago
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The biggest difference I see in TIPS vs. I-bonds is that I-bonds are tax deferred and TIPS are not. If inflation rises then taxes could be hurtful with TIPS.
There is a very informative forum that might be of help also. www.early-retirement.org/forums/f28/i-bonds-vs-tips-14016.html
With todays economy it is increasingly difficult to save and plan for retirement but it is a wise idea to do your research and compare.

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arous | 3 years, 4 months ago
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Does this make sense?
"TIPS pay better if inflation remains relatively low (and also do better if your tax rate is low). I-Bonds do much better by comparison if inflation doesn't remain relatively low (and also do better if your tax rate is high)."

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