1 year, 9 months ago
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Should I use a credit check during the employee hiring process?
I've read that many companies run a credit check as part of their routine hiring process. What types of positions warrant this added step? Is it only for financial positions? Should you make the assumption that bad credit equates to a bad employee risk? At what point should the credit check be done?
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M$1 Answer
I think that only in certain circumstances should employers check an employee's credit history. One of those is a financial position, like you suggested. I believe any job that requires one to manage money or the fianances of the company should require a credit check. The reason is that a credit score reflects one's ability to manage his or her money. If one can't manage their own money, I don't see how he or she can manage the finances of a department or an entire company. In positions which don't require any interaction with the company's finances, then the credit background check shouldn't be required. The only thing one might consider, though, is that someone with a bad credit history, regardless of position, could be seen as irresponsible.
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