2 years, 4 months ago
Q. for people in the UK who are currently or have been on benefits - have you ever been successful in an application for a Budgeting Loan?
I've finally found a flat I will be able to afford, but my only worry is how to get my deposit together as I have absolutely no funds at my disposal and my income is £90 per fortnight so, as you can imagine, it's close to impossible to save any money.
I've been looking up information on Budgeting Loans and Community Care Grants and just wondered if anyone has ever been successful with an application for either of these specifically for help with rent or a deposit on any property?
I know my question is specific but absolutely any information or experience with this would be very greatly appreciated, thankyou :)
I've been looking up information on Budgeting Loans and Community Care Grants and just wondered if anyone has ever been successful with an application for either of these specifically for help with rent or a deposit on any property?
I know my question is specific but absolutely any information or experience with this would be very greatly appreciated, thankyou :)
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M$1 Answer
Budgeting Loan
What is a Budgeting Loan?
This is a tax-free loan. No interest is charged but you do have to pay the loan back.
Budgeting Loans help you spread the cost of things you need to buy every so often.
What is it for?
You can use a Budgeting Loan to help pay for:
* furniture and household items
* clothes and footwear
* travel costs
* costs to improve or maintain your home, or keep it secure
* rent upfront or removal costs to get to a new place
* costs of looking for or starting work, or
* hire purchase (HP) or other debts you may have in relation to the items above.
We cannot pay a Budgeting Loan of less than £100.
Can I get a Budgeting Loan?
You may be able to get a Budgeting Loan if you get:
* Income Support
* income-based Job seeker's Allowance
* income-related Employment and Support Allowance
* Pension Credit, or
* payment on account of one of these benefits, and
* you or your partner have been getting one of these benefits for at least 26 weeks
What is a Budgeting Loan?
This is a tax-free loan. No interest is charged but you do have to pay the loan back.
Budgeting Loans help you spread the cost of things you need to buy every so often.
What is it for?
You can use a Budgeting Loan to help pay for:
* furniture and household items
* clothes and footwear
* travel costs
* costs to improve or maintain your home, or keep it secure
* rent upfront or removal costs to get to a new place
* costs of looking for or starting work, or
* hire purchase (HP) or other debts you may have in relation to the items above.
We cannot pay a Budgeting Loan of less than £100.
Can I get a Budgeting Loan?
You may be able to get a Budgeting Loan if you get:
* Income Support
* income-based Job seeker's Allowance
* income-related Employment and Support Allowance
* Pension Credit, or
* payment on account of one of these benefits, and
* you or your partner have been getting one of these benefits for at least 26 weeks
You can leave an optional "tip" with Mahalo's virtual currency, Mahalo Dollars. If you are asking a difficult question that might require some research, or if you'd like a wide variety of feedback, a higher tip often leads to more answers to your question.
M$
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