My parents have Medicare parts A and B plus a supplementary insurance.
You can leave an optional "tip" with Mahalo's virtual currency, Mahalo Dollars. If you are asking a difficult question that might require some research, or if you'd like a wide variety of feedback, a higher tip often leads to more answers to your question.
M$2 Answers
Now, let's examine supplementary, so called Medigap insurance, which several companies offer to cover the gaps, i.e. expenses that are not covered by Medicare ‘A’ and ‘B’ combined. While it is prudent to consider so-called ‘Medigap’ insurance, you should not assume that all of your expenses will be covered.
The additional benefits are for payment for medical expenses excluded by Medicare's deductibles, such as limitations on approval of charges, or limitations on length and type of care in nursing homes, and by other limitations. It is important to note that most of these policies pay substantially less than 100% of the expenses not covered under Medicare. Insurance companies that sell Medigap policies can exclude preexisting conditions for no more than six months. The National Association of Insurance Commissioners limits Medigap to 10 standard insurance policies, and each policy must provide a basic amount of benefits.
However, this does not mean that you will not receive a bill.
You can leave an optional "tip" with Mahalo's virtual currency, Mahalo Dollars. If you are asking a difficult question that might require some research, or if you'd like a wide variety of feedback, a higher tip often leads to more answers to your question.
M$With 'straight' Medicare part A and B, the person usually pays about 20% of the Medicare approved amount for medical charges, so a bill would apply. Medicare also sends reports of what they have paid and what the individual is responsible for - so it is a good idea to wait to pay bills until you have seen that report.
You can leave an optional "tip" with Mahalo's virtual currency, Mahalo Dollars. If you are asking a difficult question that might require some research, or if you'd like a wide variety of feedback, a higher tip often leads to more answers to your question.
M$