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 M¢25  Funded By Mahalo ? |  November 08, 2009 02:34 AM

Which do you use? Master card or Visa? Why do you think your card is the best for you?

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November 08, 2009 10:15 AM
I think I prefer the both visa and mastercard, there is no difference, what differs are the banks that issue them.

-quote-

"But, as far as most consumers are concerned, there is no real difference between the two. They are both very widely accepted in over one hundred and fifty countries and it is very rare to find a location that will accept one but not the other.

However, neither Visa nor MasterCard actually issue any credit cards themselves. They are both simply methods of payment. They rely on banks in various countries to issue credit cards that utilise these payment methods. Therefore, the interest rates, rewards, annual fees, and all other charges are issued by your bank and when you pay your bill you are paying it to the bank or institution that issued your card and not Visa or MasterCard.

If you prefer, if you are going to have two credit cards, you may decide that you want one of them to be Visa and the other MasterCard, this means that if something drastic were to happen to one company, or if you were in the unlikely position of finding a location that accepts one but not the other, then you would have the option of paying with either."

-end of quote-
Source(s):
http://www.everythingfinanceblog.com/2007/08/visa-or-mastercard-which-is-be...

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Tags: visa, mastercard

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November 08, 2009 02:56 AM
Debit Card

In today's economy, credit cards are not a good idea. The interest rate will be sky high, and you'll end up paying your payment and getting charged more from interest.

If you can't afford it, don't buy it :P

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Unhelpful: safiqulislam

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November 08, 2009 03:04 AM
I think this answer is not related with main topic. Thanks for your opinion but you can say that in a comment box or on the bottom of your main answer. I mean first answer according the question. Then when you want to give your opinion different from actual topic then use strategy. Because this is not main answer. Don't mind please, I am saying that to help you to be better in next time.

Mahalo Answers Etiquette Please read this page carefully it will be helpful to make some excellent answer.
Thanks
@safiqulislam

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November 08, 2009 03:29 AM
No worries, I'm not upset. I just think that credit cards are the devil and none of them are really any good. Sorry to put a bad answer on your thread :)

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November 08, 2009 03:37 AM
No...please dont't show me :( ....I always make smile like my avatar, I just tried to help you to be better. You also a friend of mine. So I said it.

Please make a smile :D I know you have enough spirit to answer.

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November 08, 2009 03:22 AM
MasterCard and Visa are practically the same company and interchangable in almost every circumstance. Any bank that will give you a MC will also give you a V. Their stock prices are very linked, when one company provides good results, the other stock goes up. Almost every business that takes V takes MC.

That being said, MasterCard is what I'm currently using, because my Visa is pretty maxed out right now, but when they're both low enough that I can choose for myself, I alternate to keep both of the accounts active.

And my reliance on either card between MC and V is dependant on which bank is giving me the best rate / rewards.

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