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When my credit card company kept raising my interest rate even though we were never late, on any of our payments. Finally I called them and asked them to lower it. They said they wouldn't. I continued to call them, and they still wouldn't lower it. So my husband and I got mad, and paid off the credit card as quickly as possible, and then we closed our account. Having debt is bad, but having debt owed to a creditor that won't work with you is worse. I think that this particular CC company wouldn't work with me because I still have a "young girl" voice. So it doesn't seem like I would understand interest- even though I could probably right a novel on it. Either way though- we paid them off, and we're done forever.
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