You could get a secured credit card, where you put down the full amount of the credit limit as a deposit, and if you pay on-time for 12 months, you get the money back and still have the credit card.

For example, you'd put $1,000 down, get a credit card with a $1,000 limit, and after 12 months, you'd get the $1,000 back and still have a card with a $1,000 limit.

However, if you have any bad debts - you still owe money to creditors and are not current on your payment arrangements - you may not be approved for a secured card, or your card could be canceled and your deposit money be given to the earlier creditor. Make sure you make payment arrangements AND KEEP THEM before considering a new card.

Good starter credit cards are usually from the bank/credit union you have established accounts with. You could also try a place like Orchard Bank or Premier Bank, but be aware that cards designed for people with poor credit come with very high annual and even monthly fees, even if you carry a $0 balance.

In my opinion, there are a couple of ways of psudo-guaranteeing your credit-card approval. These are from my experiences through my own, family member's, or a friend's credit card applications.

#1 Open a regular bank account with nation-wide / international banks (BofA, JPMorgan-Chase, Citi etc.). Keep your balance in 4 digits for a few months. After that, visit the bank and ask for a help on opening a credit card. Assuming that you have a clean record (no theft, forgery, or any other "red-flag" items in your history) you should get approval either immediately, or in a week or two, at most. (This has worked 100% of the time I've seen it tried.)

#2 Find out which credit card companies are offering student cards. These may have high APR, but again, your question is regarding getting a card, not getting a "deal" ;-)

#3 Be good with your family. Whichever family member has a credit card attached to a bank account, humbly request them to add your name to their credit card. You'll be able to get a credit card through that account (be nice to them and pay the full amount on time.).

#4 The moment you get your first card, make sure you pay it off as frequently as the credit company wants you to (usually monthly). It is crucial that you spend only what you can pay off. And before you know, your credit score and credit reports will be clean and shiny. And as long as you maintain a good relationship with credit company, you'll be able to get instant approvals on your future credit card applications.

#5 If none of this works, marry someone who has good credit ratings. Live on their mercy. And once you spend enough time with them, you'll realize that it's not too hard to get in a habit of maintaining good finance / credit history. With all that love and knowledge from your better half, you can embark on the journey of becoming awesomer than you already were!

Please note that whatever I said is my personal opinion on the matter in question. I have no financial background, and strongly recommend consulting a financial advisor before taking action based on my comments.

Hope this helped.

The easiest way to get a credit card without giving to the bank info about your income is to get a prepaid visa, which needs no bank account and you pay a small fee every time you load it with money! Otherwise you can get a regular credit card with low credit limits