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3 years, 5 months ago

Is it possible to have a PAYPAL account , without linking it to a credit card?

Though I have a Paypal account, the homepage always gives reminders of linking a credit card to the account. So, can I make payments or purchase things with my paypal balance ( i haven't tried it yet ) without linking to a card.

THANKS IN ADVANCE !!!!!
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ohxsnap | 3 years, 5 months ago
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Yes, yes of course! You can use just your paypal balance to pay for things. You can also connect to a savings account or checking account without a credit card :)

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tracebooks | 3 years, 5 months ago
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Yes, you can just link it to your bank account. Did you know it costs the recipient money if it's linked to a credit card? Our food buying club doesn't allow members to pay via Paypal accounts linked to credit cards for just this reason, because they are non-profit and having to pay the fee would mean them going into a negative balance.

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ronfinch's Avatar
ronfinch | 3 years, 5 months ago
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yes-you can link to your bank account.

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gonanaimo | 3 years, 5 months ago
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I prefer to use a bank account with Paypal rather than giving them my credit card number. However, some payments cannot be made through Paypal unless you're provided a credit card. I once tried to buy text ads on Yahoo! through Paypal and was unable to do so even though I had hundreds of dollars in my Paypal account. Paypal insisted I register my credit card number with them before they'd send money to Yahoo!, and since I was unwilling to do that, I had to cancel my Yahoo! advertising campaign.

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brownbagcomics | 3 years, 5 months ago
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Yes it is possible to use Paypal without a credit card. My grandfather did quite well on eBay and used Paypal exclusively for payments. He never used a card and in fact refused to ever use one on the internet. To receive excess money from sales, he would have Paypal send him a check which he would then deposit in his bank, thus bypassing the notion that everyone needs a credit card! Hope that helps.

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guaya's Avatar
guaya | 3 years, 5 months ago
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Yes, you can set it up so they send out a check to you via snail mail.

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krystyne20's Avatar
krystyne20 | 3 years, 5 months ago
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Yes, you can use PayPal without linking it to a credit card or bank account. As long as you have funds in your PayPal account you can use it to make purchases. But if you want to transfer money to/from PayPal, you'll need to link it to your credit card or bank account.

I personally don't like to leave it linked to my bank account. I only link it when I need to.

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kenford | 3 years, 5 months ago Report

THANKS

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bmlhailstone | 3 years, 5 months ago
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Yeah, but it is way convenient to connect it to one. I went as far as to get a PayPal credit card. That way, any time I'm paid on eBay or our retail sites, I instantly can spend the PayPal money.

You can leave an optional "tip" with Mahalo's virtual currency, Mahalo Dollars. If you are asking a difficult question that might require some research, or if you'd like a wide variety of feedback, a higher tip often leads to more answers to your question.

M$

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