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2 years, 2 months ago via

If you could have Kidnap & Ransom Insurance, Alien Abduction Insurance or Judge Insurance, which would you choose and why?

While the first two may be self explanatory, Judge Insurance protects your investment in a lawsuit where you would lose the money spent on legal fees if something happened to the judge.

More info on each:
http://money.ca.msn.com/insurance/gallery.aspx?cp-documentid=23578135&page=1
http://money.ca.msn.com/insurance/gallery.aspx?cp-documentid=23578135&page=3
http://money.ca.msn.com/insurance/gallery.aspx?cp-documentid=23578135&page=5
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unwirklich | 2 years, 2 months ago
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Eh Alien abduction.. the rest are just as improbable where I live and I like Aliens best concept wise. I'd prefer "volcano" insurance if I had a choice.

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marisaupa | 2 years, 2 months ago
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Sadly, kidnap and ransom insurance is a real need in my country. Less than adequate police forces, little to no laws supporting self defense, free flow of guns to criminals coupled with strict gun control on law abiding citizens, has made Mexico a kidnapping for ransom haven.

Two people that I know personally, from the neighborhood where I spent my teen years and my parents still reside, were victims of that type of crime.

Of course, kidnap and ransom insurance is not so easy to come by, it is an unrealistic option for the middle class or upper middle class in my country. The hefty premiums involved and the prerequisites involved, such as having a certified private security force, CCTV approved perimeter security and in some instances even armored vehicles before even being insured make it an option only for the truly wealthy.

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troutshoe | 2 years, 2 months ago Report

I think if you were snatched ,the kidnappers would need the insurance .Once they asked you a few questions theyed be looking for the doors.I say this in jest of course ,I'm thinking of a story called the" ransome of red chief" I think.

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fabliaux | 2 years, 2 months ago
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I don't think I need any of them but maybe the most useful would be abduction and ransom. For the alien abduction one, I do not believe that an insurance company would ever pay out for that. First, how would you prove something like that? People have been trying to prove alien abductions for 50 years or more, and I don't believe they have done it so far. The evidence for that is like the evidence for the Loch Ness monster and big foot - very blurry photographs. For the judge insurance, that seems to me like it would be very suspicious if the judge on my case suddenly had an accident. So given the three choices, I guess the last one, not because I think I would need it but because it makes the most sense. Although really I'll just save my money and not get any of them.

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