You can ask your lender about deferment or forbearance. They offer those for things like unemployment and other special circumstances.

If your degree is in the medical field and you are serving or are willing to serve in a rural area, your state may also offer a forgiveness program. You might be able to find that on your state's website.

Here's what my state has http://tennessee.gov/collegepays/mon_college/ruralhlth.htm.
Source(s):
http://tennessee.gov/collegepays/mon_college/ruralhlth.htm


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