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 M¢25  Funded By Mahalo ? |  July 02, 2009 10:35 AM

How can you protect yourself from identity theft? What can be done to stop it?

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July 02, 2009 10:43 AM
http://www.lifelock.com/

That's a website with plenty of information on how to ensure your not a victim of identity theft.


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Helpful: macbdogg21

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July 02, 2009 01:15 PM
You could build up enough debt and felonies that noone would want to steal your identity

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July 02, 2009 01:36 PM
"Identity (ID) theft is serious. It occurs when someone steals your personal information to commit a crime. While you can't entirely control whether you will become a victim there are ways to minimize the risk.

Guard Your Personal Information

Never give personal information by phone, Internet or mail unless you initiate the contact.
Be careful about sharing personal information and don't give out more than you need to.
Shield your PIN, and never lend cards.
Immediately report missing credit or debit cards.
Carry only the ID you need.
Put other ID documents (SIN, birth certificate, passport) in a safe place.
Shred documents with personal information.
SIN is only for employment and tax reporting.
Ask about the security of your information at work, with businesses and charities.
Guard your Computer and its Information

Select a complex password of letters, numbers and symbols.
Install firewall, anti-virus, anti-spyware and security software-update often.
Don't try, don't buy and don't reply to spam or emails that ask for banking information.
For online transactions, look for https://, a closed lock or an unbroken key icon.
When disposing of hard drives, use overwrite software or destroy the drive."

lways store any cards and documents, such as birth certificates, social insurance numbers and passports, containing personal information in a secure place, and shred them after they expire.
Review the balances on your statements from banks, credit cards and companies regularly and report any discrepancies, however minor, right away. Fraudsters often steal in small amounts from many cards to evade detection.
Once a year, get a copy of your credit report from the two national credit reporting agencies, Equifax Canada and TransUnion Canada. The report tells you what information the bureau has about your credit history, financial information, any judgments, collection activity and who has asked for your information.
If your bills don't arrive, or you applied for a new credit card that hasn't come on time, call the credit grantor immediately.
If you are going to be away from home, ask a trusted neighbour to pick up your mail or go to your local post office (with identification) and ask for Canada Post's "hold mail" service.
arry as few cards and documents as possible, and always check to see the credit card you get back is your own.
Avoid giving out any personal information over the telephone unless you've placed the call yourself or know the business.
Never tell anyone the password you use at the Automated Banking Machine (ABM), and be sure no one is watching when you use an ABM. For more tips on protecting your personal identification number, visit Interac.
Be aware that financial institutions and police will never ask for your passwords or PINs.
Don't put more than your name and address on your personal cheques.
After completing any sort of financial transaction online, make sure you sign out of the website and clear your Internet file/cache. Most financial institutions provide instructions on how to clear the caches under their "security" section.
Don't give a credit card number or other identification information to a company that doesn't provide its name, business address, telephone number and e-mail address.
Before giving your credit card number or other financial information to a business, make sure that their website is protected and secured. Look for a lock symbol located somewhere on the browser or make sure the URL begins with "https://".
Chain letters and phoney investment schemes try to win your confidence with false promises of incredible returns – they're only after your personal and/or credit information. There are many types of investment frauds and scams. Many are convincing and look very real. To learn more about investing and making good investment decisions, visit www.investorED.ca.
Teach children to keep their identities confidential in chat rooms, bulletin boards or newsgroups. Help them learn to choose screen names that do not identify them, and to understand that any information they exchange on the Internet is not private.
Look into encryption, firewalls and virus protection for your computer.
An estimated 60 per cent of young people in Canada use social networking websites such as Facebook and MySpace. Identity thieves can take simple information such as your birthday or your pet’s name, as clues to common passwords and steal your identity. Understand that information exchanged in chat rooms, bulletin boards and social network sites is not private.
Install fire-wall, anti-virus, anti-spyware and security software and keep it up to date."
Source(s):
http://cmcweb.ca/eic/site/cmc-cmc.nsf/eng/fe00088.html
http://www.gov.on.ca/mgs/en/ConsProt/STEL02_167819.html


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Unhelpful: macbdogg21

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September 09, 2009 09:41 AM
Check this link out - http://www.timesascent.in/article/1/20090612200906121514503217a89 1018/Protection-from-identity-theft.html

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