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How can I tell if my Credit Card information has been compromised?
I just saw this article recently and it kind of freaked me out: http://arstechnica.com/news.ars/post/20090120-malware-infestation-responsible-for-credit-card-data-breach.html
How can I tell if my information was leaked?
How can I tell if my information was leaked?
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Wow, that's bad news about Heartland's credit card (cc) data breach of possibly 100s of millions of cards.Unfortunately the only way you'll find out if your cc was one of them is by keeping an eye for fraudulent card activity on your cc statement for the next few months. Most cc companies have on-line access where you can check your daily activity, if you can't wait for the monthly statement(s).They say personally identifiable information, including PIN numbers were NOT compromised but the thieves did possibly get enough info to create fake plastic (cards) with stolen cc numbers on them.It's always a good idea to occasionally check your credit report closely for any discrepancies .The link included below is the ONLY place the FTC has authorized to give you your annual free credit report under federal law.
The short answer, you can't.
If you think that there is a chance that it has, it is in the best interests of you and the credit card company for your card to be swapped out. Give them a call and it'll be a quick process.
Alternatively, use a disposable credit card number if you shop online.
And if you're really freaked out about privacy like me but you enjoy online banking and bill paying too much to give it up... find an old computer and do nothing else on it but online banking and pay bills. Completely disconnect the network cable when not in use and keep Windows (or better yet Linux) updated.
If you think that there is a chance that it has, it is in the best interests of you and the credit card company for your card to be swapped out. Give them a call and it'll be a quick process.
Alternatively, use a disposable credit card number if you shop online.
And if you're really freaked out about privacy like me but you enjoy online banking and bill paying too much to give it up... find an old computer and do nothing else on it but online banking and pay bills. Completely disconnect the network cable when not in use and keep Windows (or better yet Linux) updated.
You can even tell that your credit card information be compromised if Ad ware was somehow installed to your computer.In fact, so many peoples credit card #s have been compromised that there seems to be a glut of them in the underground "cyber-stores" where the internet crime gangs hang-out.
In fact one can now buy credit card numbers at 2 for a buck.
"Fierce competition among identity thieves has driven the prices for stolen data down to bargain-basement levels, which has forced crooks to adopt mainstream business tactics to lure customers, according to a new report on Internet security threats."
"Credit card numbers were selling for as little as 40 cents each and access to a bank account was going for $10 in the second half of 2007, according to the latest twice-yearly Internet Security Threat Report from Symantec Corp....
What can you do in this case?
Notify the 3 credit bureaus (TransUnion, Experian and Equifax) and tell them what happened. Ask for notification if your name and social security number appear on any new credit accounts or bills.
Hope it helps
In fact one can now buy credit card numbers at 2 for a buck.
"Fierce competition among identity thieves has driven the prices for stolen data down to bargain-basement levels, which has forced crooks to adopt mainstream business tactics to lure customers, according to a new report on Internet security threats."
"Credit card numbers were selling for as little as 40 cents each and access to a bank account was going for $10 in the second half of 2007, according to the latest twice-yearly Internet Security Threat Report from Symantec Corp....
What can you do in this case?
Notify the 3 credit bureaus (TransUnion, Experian and Equifax) and tell them what happened. Ask for notification if your name and social security number appear on any new credit accounts or bills.
Hope it helps
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