Ann Minch

Ann Minch is a California woman who said she was fed up with Bank of America for raising her credit card interest rate from about 13% to 30%, despite the fact that she said she always paid her bill on time and "in good faith." Minch was so upset, she uploaded a video to YouTube in early September of 2009 detailing what she called a "Debtor's Revolt." Minch said she would not pay Bank of America until the company agreed to negotiate a lower interest rate on her credit card.http://www.youtube.com/watch?v=jGC1mCS4OVo Her video attracted nationwide attention, with several large news organizations picking up the story. Minch was profiled on ABC's Good Morning America. In a story, GMA said some were calling Minch a "modern day folk hero.http://abcnews.go.com/GMA/woman-boycotts-bank-america-wins/story?id=8688175

Minch's efforts to attract Bank of America's attention apparently paid off. On September 19, 2009, Minch posted an update video on YouTube, saying that Bank of America officials had contacted her to lower her rate. http://www.youtube.com/watch?v=cNHd-GBZGQo