Thank you for taking a stand. I also have had Bank of America do the same thing to me. And like you, I am tired of the mega organization treating us who work like a number. I also took a stand against BOA. They would not listen to me. After being a customer of this organization for more than 20 years. I have closed all of my account with them, as did my son, and husband. When BOA raised my interest rate as responsible citizen I called them and they would not speak with me either. They will not see another dime from me unless they start to work with me and treat me like a customer and not a number. Thank you for taking a stand Ann.
Sincerely, Donna, Fla

I'm ready to sign under any word you said. It is shame for this country having banks ,insurance companies to robber American citizens. Thank you. They have not limit of appetites.

Amex is as bad or worse! I have multiple accounts with both, and AMEX is acting more arrogantly the BofA. Thousands of good customers are being told that their rates are being raised just because AMEX can! Many are banding together and boycotting the useage of AMEX products and companies who support AMEX.
These insitutions' revenues will be greatly reduced if customers do not use them.
DO NOT PATRONIZE BofA AND AMEX. THEY NEED US MORE THAN WE NEED THEM. WE JUST HAVE TO REALIZE IT AND TAKE ACTION WHERE IT HURTS THEM THE MOST, THEIR REVENUE SOURCES!
The abuses and customer responses can be found on many chat and blog sites. A really informative one that I have found is creditcardaddict.com. I have always paid "as agreed" and these companies just act in "a greed"!

Amex is as bad or worse! I have multiple accounts with both, and AMEX is acting more arrogantly the BofA. Thousands of good customers are being told that their rates are being raised just because AMEX can! Many are banding together and boycotting the useage of AMEX products and companies who support AMEX.
These insitutions' revenues will be greatly reduced if customers do not use them.
DO NOT PATRONIZE BofA AND AMEX. THEY NEED US MORE THAN WE NEED THEM. WE JUST HAVE TO REALIZE IT AND TAKE ACTION WHERE IT HURTS THEM THE MOST, THEIR REVENUE SOURCES!
The abuses and customer responses can be found on many chat and blog sites. A really informative one that I have found is creditcardaddict.com. I have always paid "as agreed" and these companies just act in "a greed"!

We are all excited about Ann and her revolt; I am.
Let us not forget how the banks are able to do what they do to us. "FRIENDLY" laws that are in place.
The lesson Ann and all who support her action is UNITY.
Currently in our nation we are experiencing major personel financial disaster among the middle class. The solution from our local, state and federal gov't is more EXTORTION in the form of TAXES disguised as; you name it, they have invented and used it. My favorite here in NY is the tax on cigarettes, Besides being unconstitutional, it is EXTORTION. Surcharge is another favorite of mine. Look those words up in the dictionary.
Deny them the windfall money.
I go out of state to buy cigarettes every month and I purchase cartons for friends and neighbors saveing them $15 a carton. When I go south I pick up many for all who desire, at no charge to them. Denying NYS $25 to $30 a carton. I have personally denied the state a lot of extortion money.
We all will have to work together in the future as our plight worsens as it will.
Our gov't needs an awakening otherwise revolution is inevitable. Force them to confront our complaints.
What would happen to their demographics of mis-spending if we all payed our tax "bill' on the same day?!
I swore an oath, many years ago "to protect and defend my country against all enemies both foreign and domestic" and I have not been adsolved from compliance and I take it very seriously.
I have identified the enemy!
Today the banks;tomorrow the rest AAK47

having worked in the credit card industry for 10 years and being a credit card consumer, i have to say that this is total garbage. there's a such thing as a terms and conditions or as some of you may call it "fine print". it's what you choose to read and choose not to read and it's obvious that those who complain about things such as having their rate(s) increased received their plastic and didn't read the account terms. in order to fix the problem, we as americans need to be less ignorant of such things. i'm more than certain that ms. minch received what is called a change in terms informing her that her rate will increase however she can call in to opt out of the increase, stop using the card and pay down her existing balance at her 12.99%. all she had to do was call in or send a rejection letter before the specified deadline. i also doubt her rate was increase from 12.99% to 29.99% simply because when banks decide to change account terms, it usually never exceeds 23.99%. the vast majority of times, banks will only apply a rate anywhere near 29.99% is when the customer has defaulted w/ a late and/or overlimit payment twice in a rolling 12 month period. this has been a common practice for almost 12 years. for anyone who considers halting their payments on the basis of principles i strongly recommend you not to do that. you may think it's a good idea until you need your credit to look decent to be approved for a mortgage loan or car loan or even a possible job. will ms. minch employ you herself? i highly doubt it. any sensible consumer will thorougly review any correspondence they receive from their credit card company and understand the provisions of their account(s). also know this, when you borrow money from a bank and it takes you more than 2.5-3 years to pay off the balance, banks have to consider all possiblities especially since today's economy is dictating a banks lending philosophy. it's called empathy. put yourself in the banks position. if you loan money out to someone, you trust that you'll get your money back but you also anticipate that you may not get it back at all. failure to think of it that way and you'll truly remain ignorant the way most of the world perceives us to be.

You are correct! I am sick of people trying to get out of something they agreed upon. I'd love to see Ann's credit report. I bet she owes a lot more than just BOA. She is obviously a risk, that's why they raised her rate...to try to encourage her from stop charging her card and to pay it off.

Thank you Ann! Great job. I really appreciate you initiative!!I think each one who wants to join the revolt should wear a T-Shirt with a Logo for this cause, and each car owner should put a car door poster or car sticker with the same logo. Please work on developing a logo for the movement. The unfair dealings are not going to stop in any way, guarranteed, unless the disgrace is in public everywhere, not only on youtube. (Gaby A.)

I admire you for your determination.But I think in order to recover the fraudulent fees that all middle class have been subject its, has to be trough a Class action lawsuit.The credit cards are just the tip of the iceberg.What about the abuse with the overdraft fees and their illegal accounting practice in their posting of purchases aka Order of Processing (highest-->lowest sorting of debits, not chronologically.)? The FICO Score that dictates the percentage of interest you are going to pay,all your insurance needs cost and your future employment? Only the wealthy have high scores that allows them to buy a car with zero interest,invest and buy property with ridicules interest rates at just a fraction of we all pay.
I am with you keep fighting.

Armando

I'm VERY glad that Ann Minch Debtor's Revolt call has been succesful case for one individual, at least. We do need to get everyone organized, in a class action lawsuit, to stop the abuses of financial institutions, not only with credit cards but now, even with overdraft fees on debit and checking, and many other hidden fees we sometimes get charged without our conscent.

NEVERTHELESS, I am actually disappointed and even a little frightened by Ann's proposal to invoque people to stop paying taxes. Not that I like the Government raising taxes but, we ALL need to recognize that big part of what has made the United States such a safe, beautiful and comfortable country is the money that the goverment spends in public services and great infrastructure, after tax recollection. Without non or little tax recollection, forget about the United States that we know.
In developing nations, it has become part of the culture to try to avoid paying taxes. How can citizens of any nation make demands to their own governments if they don't step in and do one of the most important responsibilities as a citizen: contribute, through taxes, to the improvement of public services and infrastructure.

-Guillermo

You go girl!

you go girl! thanks for taking a stand!

U go GIRL THIS IS EXACTLY WHAT THE PEOPLE NEED
"THE PEOPLES UNION'
SO WE CAN JOIN TOGEATHER AND STRIKE IF NEED BE.REFUSE TO PAY THEN LETS SEE WAT HAPPENS.
FELLOW AMERICAN
Sam -Maryland

I'm watching you on Suze Orman right now. It's great to see someone who was an honest customer stand up to these banks! I'm fed up with other institutions who have slashed credit and increased rates. I wonder what they'll do when we've paid off all our debt and use cash. How will they make any money? They will certainly have lost customer loyalty!

Hallo Ann.I am Dutch and live in Holland. A lot of Dutchman, me included, start to realise that we are consequently fooled by financial people and politicians. As a matter of fact I am convinced that their interst (moking money for them selves) is differnent from our interests (also money making but also with a social face. We the normal people are continuously and structural fooled by themI would like to have contact. Can we talk?
Steef Hoogendam
De Drossaard 8
5345ms
Oss