The American Express ZYNC card is a charge card that is offered by the credit card company American Express. It was introduced in 2010 as a card targeted towards young working professionals and college students who wanted to build their credit without having to pay high annual fees.

The card offers several Amex only perks, varying from travel guarantees to extended manufacturers warranties on retail products. There is also a points program which can be redeemed towards 1,000s of things online at AmericanExpress.com.

The card also offers a perk that pertains only to the ZYNC card itself, allowing the card holder to choose between one of many different rewards programs so that they earn extra points on products they buy more often.https://www217.americanexpress.com/cards/npz.do?pmccode=758#CARDS/758/1/2/1

One of the selling points for the ZYNC card is the low annual fee of $25, compared to $125 of the gold Amex card, and $450 for the platinum Amex card. Another selling point is the low requirements for getting approved. Though American Express does not post the official requirements as far as credit scores go, because the card is geared towards those who are looking to improve their score, the requirements are lower than the other Amex credit cards offered.https://www217.americanexpress.com/cards/npz.do?pmccode=758#CARDS/758/1/2/1

Some of the perks include...

1. If you purchase an item and it breaks within 90 days, Amex will repair, replace, or refund you the full cost of the item.
2. Points are earned on every dollar you spend, and there is no cap to the number of points you can accumulate
3. If you shop at Bonuspointsmall.com, you can earn 3X the number of points as you would otherwise
4. Specials rewards are available through hotels, electronics, and entertainment.
5. Free automobile insurance on rental cars, no need to pay extra for the rental insurance
6. If you book your hotel or motel reservation with an Amex card, your room is guaranteed even if you show up latehttps://www217.americanexpress.com/cards/npz.do?pmccode=758#CARDS/758/1/2/1

If you would like to apply for a ZYNC card, Mahalo recommends visiting How To Get An American Express ZYNC Card.

The content in this page is not a substitute for professional financial advice. Please contact a finance professional before using the information presented here.